Monday, June 27, 2011

Benchmark lending was something I had never heard of.

Benchmark Home Loans.

We invite your inquiry. Contact us today and begin to experience the difference Benchmark Mortgage Lending and Loans can make in your life!

Thank you for your interest in Benchmark Mortgage's Home Loans and Benchmark Lending Programs.

A full-service Mortgage Banker and Lending as well as Broker, Benchmark was founded in 1999 as an affiliation of mortgage professionals. We're Dallas-based and support almost 400 branches nationwide. We are licensed in 45 states, have applications pending approval in 3 states and are in the application process with the final 2 states. We anticipate licensure in all 51 jurisdictions soon. We maintain an excellent reputation for closing loans in a timely and professional manner. Our company is founded on customer centricity and service that exceeds the expectations of our valued Branch Partners and their clients. We are growing rapidly and desire to become the premier branch provider in America.

Our portfolio of Benchmark lending products is wide-ranging. As large, full-service Mortgage Bankers, we have a warehouse capacity of $130 million monthly which we can double as required. This allows Benchmark to fund deals other brokers cannot entertain. And we typically offer lower pricing than can be obtained by borrowers going directly to these lenders. In addition to our direct lending we are approved with 200+ other banks and investors. We have direct access to all FNMA, FHMA, HUD and VA programs. Indeed, Benchmark is a "Full Eagle" Title II Non-Supervised FHA lender and a VA LAPP approved lender. We offer popular OptionARM's on our in-house banked line, featuring 1.50% start rates on loans up to $6 million. We also fund super Jumbo's and a variety of subprime loans including 100% loans to a 580 credit score with no MI and 95% LTV loans with no documentation. We're experts with Purchases, Refi's, One-Time Close Construction Loans, Home Improvement loans, 2nds, Investment Property loans, Debt Consolidation loans, Stated Income Lending and Damaged Credit loans.

Benchmark Lending Group

Benchmark Lending Group Experience you can count on
Benchmark Lending Group is a direct mortgage lender, enabling you to quickly secure a new home mortgage or refinance your existing one. Offering a broad range of mortgages ensures that we provide you with a solution that is specifically tailored to your needs. Our mission is to earn your trust, meet your financial goals and provide an outstanding customer experience. And guess what, we´re nice people too!
For over a decade, Benchmark Lending has been helping home buyers and owners realize their dreams. As a primary lending institution, Benchmark is uniquely positioned to assist both refinancing and new mortgage customers. We take the time to understand you and your financial goals. We tailor loans that take into account your cash flow, payment timeframe, equity plans and investment opportunities. You will get a loan that won't break your budget and provides you the flexibility and resources to get the most out of your property investments.

Our loan process is in one word easy, easy to understand, easy to complete and most of all easy to manage, because we handle all the hard work. Your personal Loan Officer will manage the application process, work with you through any and all credit issues and help ensure that every I is dotted and every T is crossed. They will carefully explain every detail of your mortgage so there are no surprises on your monthly bill. Our sole aim is to make the experience of financing a new or existing home absolutely painless. We will guarantee that you have a loan tailored to your specific financial needs.

Benchmark Mortgage

Experience you can count on

For over a decade, Benchmark Lending has been helping home buyers and owners realize their dreams. As a primary lending institution, Benchmark is uniquely positioned to assist both refinancing and new mortgage customers. We take the time to understand you and your financial goals. We tailor loans that take into account your cash flow, payment timeframe, equity plans and investment opportunities. You will get a loan that won't break your budget and provides you the flexibility and resources to get the most out of your property investments.

Our loan process is in one word easy, easy to understand, easy to complete and most of all easy to manage, because we handle all the hard work. Your personal Loan Officer will manage the application process, work with you through any and all credit issues and help ensure that every I is dotted and every T is crossed. They will carefully explain every detail of your mortgage so there are no surprises on your monthly bill. Our sole aim is to make the experience of financing a new or existing home absolutely painless. We will guarantee that you have a loan tailored to your specific financial needs.
There are no advertised positions at
Benchmark Mortgage
A Decade of Excellence
In 1995, Barney Aldridge founded Benchmark Lending Group. Benchmark Lending Group is a mortgage lending bank and does everything that is required to get you your loan - no middlemen. We use this model to maximize customer satisfaction and minimize customer hassle. We fund thousands of loans each year in states across the nation. Benchmark Lending Group is headquartered in beautiful Northern California, and continues to grow. We pride ourselves on having a fun and passionate culture that is constantly improving. Let us gain your trust!

ICICI Bank hikes benchmark prime lending

ICICI Bank has hiked its benchmark prime lending rate (PLR) by 0.5 percentage points to 11.75 per cent with immediate effect.

The bank may be the first to hike the PLR after the RBI's quarterly review of the monetary policy last month, signalling a hardening interest rate regime.

The bank has also raised home loan rates by 0.5 percentage points. The revised fixed home loan rate is 9.5 per cent, while the floating rate is 7.75-8.5 per cent, with effect from February 13.

According to a bank official, the increase in PLR will lead to a rise in short-term corporate loans rates, which is about 10-12 per cent of the bank's total loan portfolio.

According to analysts, other private sector banks may also hike lending rates soon.

"We have increased the benchmark PLR to align deposit rates with lending rates. Our cost of funds is going up with rising deposit rates and the increase in short-term lending rates to banks by the RBI. Overnight call rates have also been going up. So, going forward, we expect the higher interest rate scenario to continue," the official said.

According to an analyst, banks' margins have been under pressure because of the growing credit offtake and higher deposit rates.

"Most banks would be tempted to raise lending rates. But the state-run banks will look at other players and also wait for signals from the biggest shareholder, the Government." This is the second time this year that ICICI Bank has raised its PLR. In early January, the bank effected a 0.25-percentage point hike.

The hike in the benchmark PLR is not likely to have any major impact because the bank's domestic corporate loan book has been flat in the third quarter. Against this, the bank had an increase of 70 per cent in its retail asset portfolio. "We are more focused on retail assets," the official said.

He also said that it was a logical step and other banks too may follow suit with hike in corporate lending rates. "Not just retail deposits, even bulk deposit rates have seen a rise. So, it is logical that lending rates will also rise."

Mr Ananda Bhoumik, Senior Director with Fitch Ratings India, said: "Though demand is sensitive to interest rates, an immediate effect is yet to be seen. Credit offtake is unlikely to be affected, as demand is backed by increase in investments and consumption."

Benchmark Lending - Average Price : $40

Benchmark lending was something I had never heard of. I did some research, and found it has to do with interest rates and banking, which seems to be a popular theme among high paying keywords. The benchmark rate is set by the Federal Reserve in the United States, and it is the interest rate the banks pay when they borrow money. That's right, your bank borrows money, too! They must have a certain amount of money on reserve, and when they don't they borrow money over a very short term (such as one night).

So why is this term so valuable? Banks and mortgage companies seek out people who might need a loan. Banking makes it's money on loans, it's just a valuable business to be a part of when there are lots of customers. This price seems almost reasonable compared to many of the other keywords.

This page of Benchmark Lending information is intended to show you why it is a high paying keyword, so you might be able to understand what you'll need to know to make a website centered around it. Other sites just give you a list, I am just trying to explain why each keyword is on those lists. I do not claim to be a Benchmark Lending expert, and I encourage you to do your own research. The price for each keyword comes from a variety of high paying keyword lists, and I do not guarantee it is accurate at the time of your visit.

Benchmark Prime Lending Rate.

The Benchmark Prime Lending Rate of Standard Chartered Bank, India is 13% p.a. with effect from April 20th 2007.

Banks lending rates could be in the range of 4% to 18% for various tenors, risk profiles and products. This translates into a spread of 9% below and 5% above the benchmark prime-lending rate.

The interest rate on your floating rate Mortgage loan is linked to the Mortgage Variable Reference Rate (MVRR) and any revision in this rate would impact your interest rate. The MVRR has been increased from 15% to 16% effective June 01, 2007. Margins of a maximum of 500 bps below and 350 bps above this rate will be maintained.

Benchmark Lending

Benchmark Lending Group Featured in Wall Street JournalSANTA ROSA, Calif. (July 20, 2005) - Benchmark Lending Group, Inc. is pleased to announce the publication of acœEasy Money, A Salesmanac Pitch,ac Wall Street Journal, July 20, 2005. This front-page article about Benchmark Lending Group highlights the companyacs


philosophy; customer service; and friendly, knowledgeable staff. The article also explains some of the benefits of non-traditional loan programs, such as Benchmark Freedom Loan. Ben Ray, one of Benchmarks top loan officers, is featured in the article which outlines the high-level of customer service that he and all employees at Benchmark provide. When he books loans, he arranges for appraisers
About Us Experience you can count onFor over a decade, Benchmark Lending has been helping home buyers and owners realize theirdreams.
As a primary lending institution, Benchmark is uniquely positioned to assist both refinancing and new mortgage customers.

We take the time to understand you and your financial goals. We tailor loans that take into account your cash flow, payment timeframe, equity plans and investment opportunities. You will get a loan that won't break your budget and provides you the flexibility and resources to get the most out of your property investments.Our loan process is in one word easy, easy to understand, easy to complete and most of all easy to manage, because we handle all the hard work. Your personal Loan Officer will manage the application process, work with you through any and all credit issues and help ensure that every I is dotted and every T is crossed. They will carefully explain every detail of your mortgage so there are no surprises on your monthly bill. Our sole aim is to make the experience of financing a new or existing home absolutely painless. We will guarantee that you have a loan tailored to your specific financial needs.

Benchmark lending Information training website

Welcome to Benchmark lending Information training website.

Our training program design to empower our loan officers to built their client base for many years to come.

Information and Knowledge is very powerful tool to have in mortgage industry.

  • The Fundamentals of Being a Loan Officer: Using the financial calculator, suggested Tools of the Trade to enhance your capabilities and appearance as a professional Loan Officer. Yes, this book does start from the beginning.

  • How Most Mortgages Companies and Lending Offices Are Designed and your responsibilities as a Loan Officer. How mortgage loans generally flow through a mortgage lending office.

  • How to Speak like a Mortgage Lending Pro! The terms, acronyms, jargon, and concepts of mortgage lending are fully covered and explained.

  • Know How to Prepare Your Loan Files and yourself for meetings with loan prospects.

  • How to Track the Needs of Your Loans and stay on top of the loans in your pipeline.

  • The Different Types of Mortgage Loans - Conforming, Non-conforming, and B/C Subprime loans and how to qualify your loan prospects for each.

  • Adjustable Rate Mortgage (ARM) Loans, their unique terms, and how to qualify your loan prospects on ARM loans.

  • How to Qualify Loan Prospects on every type of loan above, on the telephone or in your first meeting with them.

  • How to become an Expert in Completing the Loan Application (1003), Good Faith Estimate, and the various Loan Disclosures. What to ask and look out for when completing these forms.

  • How to Properly Complete the Truth-In-Lending Statement and how to manually calculate the APR of a loan. You will also learn how to explain the APR of a loan to your customers - so they understand it as well.

  • How to Price Your Loans so the goals of your loan customers are reached and you make money as well.

  • The Lending Regulations and Laws that every Loan Officer Needs to Know - so they and their loans are In Compliance.

  • How to Prepare and Package the Different Types of Loans - so they get approved.

  • How to Order and Read the Different Reports required on your loans: the Credit Report, the Lenders' Rate Sheets, the Appraisal Report, The Purchase and Sales Agreement, and the Title Report.

  • How to Process Your Loans from origination to loan closing. A flow chart is included so you don't miss a step in processing your loans.

  • The Many Approaches to Marketing Your Services as a Loan Officer. To get you started in the right direction - so loan leads and referrals start coming in and you are working on loans.

  • What Every Loan Officer Needs to Know to Enhance Their Loan Production, referrals, and lending career success

Adjustable Rate Mortgages

3, 5, 7, and 10-Year Adjustable Rate Mortgages

Your principal and interest payments will be fixed for a period of time: 3, 5, 7 or 10 years. During the initial fixed period of the loan, you will generally get a lower monthly payment and rate than with a traditional 30-year fixed mortgage. After the initial fixed period, your loan has an adjustable rate based on the index of your choice.

When to choose this type of loan:
·
If you want monthly payments that are generally lower than for a traditional mortgage
·
If you plan to keep your loan for ten years or less, or if you are uncertain how long you will keep your loan
·
If you plan to use your home equity within seven years
·
If you want the security of a fixed rate but not lose the savings that an ARM offers

Benchmark Lending Mortgage Planning

Nationwide Direct Lender with over 340 locations.

What we do as Mortgage Planners is very different from what typical banks, loan officers or mortgage brokers do. We take a financial planning approach to lending by using a mortgage to create asset and debt strategies that integrate into a client’s long and short term financial goals. Our strategies involve asset accumulation, early retirement, pre-funding education, early free & clear status … even vacations.

Our “Fresh Start” approval allows clients with damaged credit to start saving, repair FICO scores or even avoid bankruptcy/foreclosure.

We have also created a “Wealth Team” of top industry professionals to offer services that compliment residential lending. Our ‘Wealth Team” consists of: CPA’s, Financial Planners, Realtors, Builders, Accountants, Attorneys, and many other home service providers such as plumbers, flooring, landscaping, pool services and more! Simply put, we help our clients save more,earn more and own more, while adding value added services above and beyond your expectation. It’s truly life changing for our clients.

Benchmark Mortgage Net Branch Manager Partnership


BRANCH PARTNERS' PROGRAM . . .

The flight to the “banking” side of our industry is accelerating. As large multi-state Mortgage Bankers and Direct Lenders with almost 400 branches nationwide, we offer you 100% Commissions, payable in 48 hours! We believe Benchmark offers the best net branch platform in the U.S. Our nearly 60 corporate employees are headquartered on the 8th floor of the Tollway Plaza Building on the Dallas Parkway in Dallas, Texas. As of April 2007, we’re licensed or pending in almost all 51 states/jurisdictions. The rest will follow quickly. Our company is financially sound with solid cash reserves. We’ve grown almost strictly on cash flow.
Benchmark offers you full-service mortgage banking with over 500 loan programs in-house at highly competitive rates. When you bank loans with us you’ll not be required to disclose yield spread premiums.

We also have a huge broker portfolio of 250+ banks and investors to whom you can broker your loans…WITH NO UPCHARGES FOR BROKERING OUT! This advantage alone separates us from virtually all other branch providers. Your yields per loan at Benchmark will increase dramatically.
You’ll love our turn-key Web-based technology platform giving you access to your pipelines 24/7. We also have some exciting Marketing Programs which are offered at deep discounts. Very importantly, we are strategically aligned with industry powerhouses Todd Duncan (High Trust Selling & Sales Mastery Club), Jim McMahan (Certified Scripts for Success), Dave Savage (Mortgage Coach Software), Barry Habib (Mortgage Market Guide) and others. We’re big on relationships and high-trust selling. We are committed to building our Branch Partners both professionally and personally. Let’s grow your business to unimagined levels and have fun doing it. Contact us today!


Benchmark Bank Commercial Lending

At Benchmark Bank, our commercial lenders are prepared to help with a variety of short and long-term loan products for your borrowing needs.
Loans for Working CapitalShort-term loans and revolving lines of credit can provide needed working capital and assist your organization in taking advantage of new business opportunities.
Equipment LoansTerm loans provide the financing you need to assist with your equipment and vehicle purchases.
Land Acquisition & DevelopmentBenchmark has the expertise you need to assist with all components of a land acquisition, development and construction, from architectural plans to payment schedules and coordination of all disbursements to sub-contractors.
Commercial & Industrial Real Estate LoansWhether you're buying, building, improving or refinancing, your business can count on Benchmark for experience in all types of real estate lending.
Small Business (SBA) LoansWe have the expertise to access the small business loan programs offered by the U.S. Small Business Administration (SBA), including those that provide up to 90% of the funds needed for long-term real estate mortgage financing.
A wide range of SBA loan programs are available. Talk to your Business Banker for details.
Most important, our Business Bankers are a helpful source of information on the local business community, economic conditions and more. If you're looking for the neighborhood perspective with no obligations, just give us a call.

Benchmark Lending

Benchmark Lending

Group Featured in Wall Street JournalSANTA ROSA, Calif. (July 20, 2005) - Benchmark Lending Group, Inc. is pleased to announce the publication of acœEasy Money, A Salesmanac Pitch,ac Wall Street Journal, July 20, 2005. This front-page article about Benchmark Lending Group highlights the companyacsphilosophy; customer service; and friendly, knowledgeable staff. The article also explains some of the benefits of non-traditional loan programs, such as Benchmark Freedom Loan. Ben Ray, one of Benchmarks top loan officers, is featured in the article which outlines the high-level of customer service that he and all employees at Benchmark provide. When he books loans, he arranges for appraisersAbout Us Experience you can count onFor over a decade, Benchmark Lending has been helping home buyers and owners realize theirdreams.As a primary lending institution, Benchmark is uniquely positioned to assist both refinancing and new mortgage customers.We take the time to understand you and your financial goals. We tailor loans that take into account your cash flow, payment timeframe, equity plans and investment opportunities. You will get a loan that won't break your budget and provides you the flexibility and resources to get the most out of your property investments.Our loan process is in one word easy, easy to understand, easy to complete and most of all easy to manage, because we handle all the hard work. Your personal Loan Officer will manage the application process, work with you through any and all credit issues and help ensure that every I is dotted and every T is crossed. They will carefully explain every detail of your mortgage so there are no surprises on your monthly bill. Our sole aim is to make the experience of financing a new or existing home absolutely painless. We will guarantee that you have a loan tailored to your specific financial needs.

Benchmark Repo Lending Facility

This section provides access to:

  • an overview of the Benchmark Repo Lending Facility,
  • results of the Benchmark Repo Lending Facility Auction, and
  • the Benchmark Repo Lending Facility tool.

The Benchmark Repo Lending Facility Overview section provides access to an outline of Fannie Mae's Benchmark Repo Lending Facility. The Benchmark Repo Lending Facility's goal is to enhance liquidity and trading activity in our Benchmark Securities in the cash, overnight, and term repo markets.
Fannie Mae uses the Benchmark Repo Lending Facility Tool to lend out its Benchmark Securities.
Given the recent Federal Reserve action and anticipated future federal funds increases, effective February 1, 2005, Fannie Mae will be changing its Benchmark Repo Facility lending rate from GC-75 to GC-150bps. As for near term guidance, it is likely that Fannie Mae will be raising its lending rate along with the Fed to maintain its goal of being the lender of last resort in the financing market for the repo eligible Benchmark non-callable and callable securities.

Benchmark Mortgage A Decade of Excellence

In 1995, Barney Aldridge founded Benchmark Lending Group. Benchmark Lending Group is a mortgage lending bank and does everything that is required to get you your loan - no middlemen. We use this model to maximize customer satisfaction and minimize customer hassle. We fund thousands of loans each year in states across the nation. Benchmark Lending Group is headquartered in beautiful Northern California, and continues to grow. We pride ourselves on having a fun and passionate culture that is constantly improving. Let us gain your trust!

Benchmark Lending mortgage lending

Colombia’s Central Bank Raises Lending Rate to 9%

mortgage lending, home mortgage lending, benchmark lending, lending institution, consumer
Colombia’s central bank raised its benchmark lending rate a quarter percentage point as the fastest economic growth in almost three decades stokes inflation. Policy makers raised the overnight interbank rate to 9 percent, its highest since October 2001, matching estimates by 17 of 25 economists in a Bloomberg survey. The central bank has raised the lending rate 3 percentage points since April 2006.


Central Bank Cuts Benchmark Lending Rate

Brazilian Real, Bonds Rise After Central Bank Cuts Benchmark Lending Rate

Brazil's real and local currency bonds rose after the central bank cut the benchmark interest rate by the smallest amount in three policy meetings because inflation remains below the target of policy makers.

Benchmark Lending

Benchmark Lending is built on a core value system of doing business. Each loan professional has adopted these same values with each client. The values on which our business is based are: Integrity, Honesty, Dedication,Communication, and Commitment. The sucess of our business and our client satisfaction are direct result of this value system.

Central Bank Cuts Benchmark Lending Rate

Brazilian Real, Bonds Rise After Central Bank Cuts Benchmark Lending Rate

Brazil's real and local currency bonds rose after the central bank cut the benchmark interest rate by the smallest amount in three policy meetings because inflation remains below the target of policy makers.